Assessment of Credit Management.in Case of Dashen Bank...

New milliniom University Collage of Business and Economics Department Of Accounting and Finance Assessment of Credit management process: case Study on Dashen Bank Wukro Branch SENIOR ESSAY SUBMITTED TO THE DEPARTMENT OF ACCOUNTING AND FINANCE FOR THE PARTIAL FULFILLMENT OF THE REQUIREMENT FOR THE AWARD OF B.A DEGREE IN ACCOUNTING AND FINANCE By: HAFTAMU GIDEY ID. No 174/03 ADVISIOR: HALEMIKIAL TETEMKE June, 2012 WUKRO Acknowledgement First and for most I would like to praise the lord my God for his mercy and all round support throughout my life. Next my greatest debit and intend by heart full gratitude so my†¦show more content†¦31 Table 12: institution visit clients business .............................................................. 32 Table 13: the relationship between accept deposit and grating loan ....................... 33 Table 14: Comparing non- performance loan with performing loan and reason for default ............................................................................ 34 4.2 Analysis of interview 35 CHAPTER four 37 CONCLUSION AND RECOMMENDATION 37 4.1 CONCLUSION 37 4.2 Recommendation 38 BIBLIOGRAPHY Chapter one 1. Introduction 1.1 Background of the study Banks are financial institution that accept deposited and grant make loans, include under the term banks are firms such as commercial bank, saving and loan association mutual saving bank, and credit unions. Banks are the financial intermediaries that the average person interacts with most frequently. A person who need a loan to buy a house or a car usually obtain its from a local bank. While providing credit as a main source of generating income, banks take in to account much consideration as a factor or credit management which helps them to minimize the risk of default that results in financial distress and bankruptcy. This is due to the reason that while banks providing credit they are exposed to risks of default risk of interest and principal repayment,